20 Stephen Street, South River possible 3.875% assumable mortgage for qualified buyers. Excellent opportunity to own a two-family property with strong rental income, or live in one apartment while renting the other. Situated on a 52 104 lot, this property offers great flexibility for investors or owner-occupants. The first-floor apartment includes a living room, cozy dining room, bedroom, full bathroom and eat-in kitchen with access to the basement, where washer and dryer hookups are located along with Bilco doors providing convenient exterior access. The second-floor apartment features two bedrooms, living room, eat-in kitchen and full bath. Additional highlights include a detached garage, private driveway parking for two cars, plus additional rear parking. With some updates, this property presents a great opportunity to add value while continuing to generate rental income.