Exceptional opportunity to own a versatile two-family property just minutes from the Jersey Shore's beaches, restaurants, and ferry service. Both the upper and lower units feature a spacious one-bedroom, one-bathroom layout with beautiful bay views.Whether you're seeking an income-producing investment, a primary residence with rental potential, or the perfect location to create your dream shore retreat, this property offers endless possibilities. Many neighboring homes have expanded, presenting additional opportunities for future growth. The downstairs tenant is scheduled to vacate, allowing for immediate occupancy or rental flexibility.Best of all, enjoy the benefits of shore living without the added expense of flood insurance.